Why has my credit score dropped for no reason?

@manuel There can be a number of reasons why your credit score has dropped. It could be as a result of something specific that you’ve done like taking on a loan, making late payments or running up a high balance on your credit cards. It could also be the result of an error on your report or a change in scoring criteria set by the credit reporting agencies. To find out why your score has dropped, you may want to request a free copy of your credit report to review and look for any negative activities that could be dragging down your score.