Where can I view my bank credit ratings?

I am a bit confused on finding this. Someone told me to check my bank credit rating but I can’t seem to find that on the site when I log in. Will I need to contact someone at my bank or physically go in to request this information? 

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July 25, 2020 7:11 PM

Member

Are you asking about your bank's credit score/rating? I think I am understanding that right. If so, you can take a look at this: https://pocketsense.com/check-banks-credit-rating-4474851.html


It explains how to find out.

July 25, 2020 7:44 PM

Experian and Equifax are the big two in the United States and in many other countries around the world. They are not free.


I like Credit Sesame. It's a free service which provides just about everything you need to know.

July 27, 2020 12:58 AM

Member

I've been using Equifax but I think I'll cancel my subscription as I really don't use it much. Credit Sesame looks good so I think I'll try that, thanks for the suggestion!


p.s. Experian had a large breach not long ago so be wary of them!

July 27, 2020 1:07 AM
amely: I've been using Equifax but I think I'll cancel my subscription as I really don't use it much. Credit Sesame looks good so I think I'll try that, thanks for the suggestion! p.s. Experian had a large breach not long ago so be wary of them!

@amely  A breach!? I didn't even know about this. I am going to have to tell my brother because I know he has used them before. That is not good. Thanks for the info on that!

July 30, 2020 6:46 PM

I am not sure myself but there seems to be enough information to help you out. I never knew that banks had credit ratings. I guess it makes sense, you don't want to just go with any bank if they have a bad history.

August 4, 2020 7:32 PM

https://www.thebalance.com/how-to-tell-if-your-bank-is-safe-or-in-trouble-315800


The link above shows you how to check and what signs to look out for if your bank is having trouble. I had a bank close on me, without notice. It not only messed up my payments and credit but I was out of money for 2 weeks.



August 4, 2020 8:02 PM

Member

eliza.stracke: https://www.thebalance.com/how-to-tell-if-your-bank-is-safe-or-in-trouble-315800The link above shows you how to check and what signs to look out for if your bank is having trouble. I had a bank close on me, without notice. It not only messed up my payments and credit but I was out of money for 2 weeks.

@eliza.stracke 


Remember the 2008 recession? My bank closed as well. Could have been part of the same bank line if it happened to you then. I didn't get any notice either and after it all happened, I did a bit of digging and their credit rating was awful!

August 5, 2020 11:29 PM

Member

If you ask, most banks will provide you with this information though you may not get the full list of ratings or the entire picture. I am not sure if a bank can give you this information unless you are a member at their branch or have a loan with their bank.

August 6, 2020 2:49 AM

https://www.bankrate.com/banking/reviews/


You can look at ratings and reviews at that site. A lot of people should be doing this. If a bank goes belly up, your money is going with them and you will have to wait sometimes for months to get it back from other lenders.

August 6, 2020 3:17 AM