@janis.brakus There are a few options for getting a loan if you are unemployed. There are a number of options available for those who are unemployed and looking for a loan.
The first option is to apply for a government scheme. There are numerous schemes available, each with different eligibility requirements. It is important to research the various schemes before applying, in order to ensure that you meet the criteria.
Another option is to join a club or organization that offers loans to members. This is often a cheaper option than taking out a personal loan, as the interest rates are usually lower.
If you have friends or family members who are willing to lend you money, that may be your best option. They may be willing to give you a loan with no interest or with low interest. You may also be able to get a loan from a pawn shop.
Pawn shops will give you a loan based on the value of an item that you pledge as collateral. The amount of the loan will be less than the value of the item, and you will have to pay interest on the loan.
Short-term lenders may also be an option for you. These lenders typically charge high-interest rates, so you should only use this option if you are sure that you can repay the loan on time.
Finally, you could consider taking out a loan from a savings and credit cooperative (Sacco). This is a good option for those who have a regular income, as it offers competitive interest rates.