Some credit companies can provide these for you for free. You can check online by going to one of your credit lines websites and signing in. You should be able to view them under your profile. If there is not account you can access, you can call the number on your billing cycle and request your scores to be mailed to you.
To quote my reply in another thread.
"Experian and Equifax are the big two in the United States and in many other countries around the world. They are not free.
I like Credit Sesame. It's a free service which provides just about everything you need to know."
Hope this helps!
leslie: Some credit companies can provide these for you for free. You can check online by going to one of your credit lines websites and signing in. You should be able to view them under your profile. If there is not account you can access, you can call the number on your billing cycle and request your scores to be mailed to you.
@leslie I only just found this out a few weeks ago. My credit line/company does show the details. I just had to fill out some form and I was able to get the most current numbers e-mailed to me.
Do you have an active loan? Most of these show the ratings on the statement but if they don't, you can call and request them. They always track current numbers.
amely: There are apps that can get you your rating or there are websites. Some do charge a fee for this service. I think you are better off asking your bank. Some banks keep your scores on file and assuming they haven't changed in awhile, they should be able to check.
@amely They don't want to sign up for an app though. I know some don't mess with your scores but in the fine print, they tell you they are still collecting your data. The safest way is to have your bank run a check or to see if your account (any) dealing with cards or loans has your scores listed.
lavinia: You can sign up for the Discover Credit Scorecard program. You don't need to have a credit card with them to apply either. It is a free service. You just fill out the online form and they will give you your ratings.
@lavinia I used this program just last month to check my scores. Super easy to use, I was able to get access to my current scores right at my desk. I like that they don't penalize you for it either.