I always hear of people's scores going up and down constantly. Is there a way to actually balance them out and keep the same score long term or is this not something that is manageable?
My scores have been stuck so I guess you can say that is balanced? Though I am trying to raise mine. All I have done was pay everything on time and pay off a few debts. I think you have to consider things like car loans, cell phone bills, etc. as I was able to raise my score by about 30 just by paying off an old cell phone bill.