How to get personal loan on low CIBIL score?

@janis.brakus If you have a low CIBIL score, it may be difficult to get approved for a personal loan. However, there are still some options available to you. 

1. Consider a secured loan. Secured loans require collateral, such as a car or house, which the lender can repossess if you default on the loan. Because the lender has less risk, they may be more likely to approve your loan. 
2. Look for a co-signer. If you can find a co-signer with a good credit score, this may help your chances of getting approved for a personal loan. The co-signer agrees to be responsible for the loan if you are unable to make the payments. 
3. Apply to a credit union. Credit unions may be more likely to approve a loan for someone with a low CIBIL score than a traditional lender. 
4. Consider a payday loan. Payday loans are short-term loans that have high-interest rates, so they should only be used as a last resort. 
5. Improve your CIBIL score. If you have time, you can work to improve your CIBIL score by making on-time payments, reducing your credit card debt, and disputing inaccuracies on your credit report.