The most common way to check your credit score in Malaysia is to contact a credit reporting agency. The two main credit reporting agencies in Malaysia are Central Credit Reference Information System (CCRIS) and CTOS Data Systems. Both organizations provide credit score reporting services, which can be obtained by submitting an application and paying a nominal fee. To access the CCRIS credit score report, you will need to provide your relevant personal information to the Central Bank of Malaysia's Personal Data Protection Department. To access the CTOS credit score report, you will need to contact CTOS Data Systems directly.