How personal loan amount is calculated?

@ayana_weissnat Personal loan amounts are generally determined by a lender’s assessment of a borrower’s ability to repay the loan. This involves looking at a borrower’s creditworthiness, debt-to-income ratio, and annual income. A lender will also generally look at credit history, current employment and income documents, and other financial information. Depending on a lender’s criteria and the loan product offered, loan amounts can range from a few hundred dollars to tens of thousands.