A bit of an odd question.
My brother has some debt that is pretty bad. He owes around 40 grand in total between debt on a car, school loan, and general credit cards. He is also unemployed and can't pay anything on any of them right now. Because of the virus outbreak, he lost his job and it won't be coming back because the restaurant closed. How much debt do you need to have in order for the collector to take you to court over it?
It depends. This is a sum total for all of his debt. Some of these places likely won't do anything because it would cost them more in court fees than they would get in return. They are likely able to see he is not working as well which would imply he has no cash coming in. In some cases, they will be aware that a person doesn't own a home or a car either which means they can't liquidate anything.