Best cards for average or below average credit scores?


My score is at 635 and I am having trouble finding a credit card that doesn't have ridiculously high interest rates. I wanted to get another one since I closed 3 of them last year, paying off the debts. Had I known the interest rates would be this bad, I would have kept one of the older ones open.

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May 10, 2020 8:45 PM

Discover it Secured seems to be a good one. They offer cashback and simply steps to help build credit. The APR is 22% which is a bit high but this is for average to below average credit so it is to be expected.

May 18, 2020 7:27 PM

It is hard to say right now because the percentages for these cards are all over the place. A lot of people are signing on for credit as well because of the Covid-19 outbreak. It is probably best to check your credit rating and then look at options based on your score.

May 19, 2020 8:42 PM