Credit Cards

by ophelia_rice , in category: Credit Cards , 2 years ago
10 answers last reply 2 years ago from juana

I have been trying to build up my scores for the last 6 months and even though I have been making all my payments on time and have even paid off one of my credit cards, my score is stuck at 600. What is going on here?

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by ramiro , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from ophelia_rice

I have 3, maybe 4 cards I can pay off by the end of summer if I make higher payments and don't miss any. I will have to let my large one sit for a few months in order to do this. If I do manage this, will paying these cards off improve my scores?

by hardy_langosh , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from ophelia_rice

I have one where I get perks and free millage and I just heard that a lot of them are going belly up because of the virus. Many will be filing for bankruptcy. What will become of my card - the debts and rewards?

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by natalie , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from ophelia_rice

I saw something on CNBC about there being contractless credit cards and I have never heard of such a think until seeing that on TV. I caught the tail end of what they were talking about but I am interested in what these are and how they work. Anyone here know?

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by natalie , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from trever_romaguera

My score is at 635 and I am having trouble finding a credit card that doesn't have ridiculously high interest rates. I wanted to get another one since I closed 3 of them last year, paying off the debts. Had I known the interest rates would be this bad, I would have kept one of the older ones open.

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I have an offer to get a credit line with 0% APR for the first year. If I get this card, max it out, and pay it back by the end of the year, will I be charged anything extra? I am tempted to do the offer so we have an option to have a usable card right now for food and essentials without dipping into our savings anymore.

by trinity_mueller , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from lavinia

I never had a store credit line. I know places like Best Buy, Target, Victoria's Secret, and even Amazon offer this. I have been tempted to sign on because I know I would get approved but I heard the rates of these credit lines are not great.

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by cloyd , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from faye.mosciski

If you are unable to meet multiple credit card payments as your interest payments increase or if you simply want to move from a credit lifestyle to a savings lifestyle, it may be time to consolidate your credit card payments so you can erase your credit card debt. Debt consolidation means to bring all of your balances to a single bill and it can be a useful way to manage your debt.

by tiffany_medhurst , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from garth_littel

Credit consolidation can help you get out of debt faster, but only when it’s used correctly. But how do i use it correctly? Please any ideas.

It seems like the economy took a massive hit and I have a feeling banks as well as credit companies will be changing their policies come 2021. Some of them are likely going to take a loss from people not being able to pay off their debts and they can't do much about it.

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by sydni , in category: Credit Cards , 2 years ago
5 answers last reply 2 years ago from llewellyn.cronin

How many cards do you have in your name and do you have an outstanding debt on all of them?


I ask because the average seems to be so high for people in the US. Between my husband and I, we only have 3 credit cards and only one has debt on it that we are still paying off. This was used for auto repairs we had to get done late last year.

I noticed when I started fixing my scores, I got so many credit offers in the mail, I lost count. I seem to get at least 2 a week and it has been this way for several months. Why do they target people who are trying to fix their scores?

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